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The merchant acquiring system is divided in three separate modules: administrative, merchant and gateway.

The administrative interface of this utility allows the bank staff and other administrators to create merchant accounts, analyze transaction activity and most importantly manage risk.

The merchant interface offers the acquiring merchants transaction processing facilities, account activity monitoring and multiple statistical reports.

Our gateway is a tried and true transaction processing engine. It handles multiple merchants to multiple processors using our own self escalation technology that assigns the right amount of resources to issue responses with minimal transaction processing time. Our gateway uses several parallel processes that allow us to manage most transaction level risk analysis real time.




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Croem Inc. is a registered ISO/MSP of BMO Harris Bank N.A. All rights reserved.

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